Call Us: 1-888-573-7739
Monday to Friday: 9am to 5pm EST
Online Lenders Alliance
We work hard to create the best possible experience for our customers.
Proud Member of OLA
When you see the OLA seal, you can trust you’re working with a company committed to the highest standards of conduct, dedicated to ensuring the best possible experience for their customers, fully compliant with federal law, and working hard to protect consumers from fraud.
How It Works?
1
2
3
Step 1
Submit Your Information Securely
We'll ask you a few questions in order for to connect you with a lender. Destination Loans provides 24 hour access to our lender network.
Step 2
Accept Your Loan
If a lender chooses to work with you, you will be taken to the lender's website to review and accept your loan.
Step 3
Use Your Funds
After accepting, your funds will be deposited into your account as soon as the next business day, if approved.
Important Information
APR – Annual Percentage Rate
The annual percentage rate (APR) is the annualized interest rate that you are charged on your personal loan. Destination Loans is not a lending operation and doesn't provide loans, but it does refer consumers to reputable professional lenders who can provide quick and convenient loan assistance. We don't charge fees for this service. Destination Loans does not have the ability tell you what the exact APR that your lender will charge is going to be. Annual percentage rates can vary based on not only the information that you supply in your initial loan request, but the information that your lender supplies to you as well.
Your lender will give you all details on the annual percentage rate, cash loan finance charges and other terms once you are redirected to the loan agreement during the process of requesting a personal loan. We recommend that you closely view the terms of any loan offer you get. If you should require help with any Destination Loans–related services, you can contact us at your convenience.
Example of a Loan APR Range
Amount Period APR Monthly Total Paid
$400 12 mo 124% $59.67 $716.01
$750 12 mo 89% $96.53 $1,158.41
$2,000 12 mo 24% $189.12 $2,269.44
Important Points to Consider
Destination Loans is only partnered with professional lenders who provide potential borrowers with sufficiently detailed information concerning loan terms and conditions prior to their accepting any personal loan offer. We recommend that you closely view the terms of any loan offer you get.
  • What is my interest rate and finance charge?
    Destination Loans is not a lender, so therefore if you get approved for a personal loan, the lender will show you the exact fees and interest rate associated with the loan before you formally agree to their offer. Destination Loans is not a lending operation, so it therefore is unable to tell you what the exact fees and interest attached to your loan offer will be. Please know that you are never under obligation to accept the loan terms that a lender gives you.
  • What is the difference between a secured and unsecured loan?
    Secured loans requires collateral, such as a car or some sort of property, while unsecured do not.
  • When will my funds be available?
    Your funds may be deposited into your account as soon as the next business day, if approved. Please note that money transfer times vary by lender and may depend on your individual financial institution.
  • I have no bank account. Can I still get approved?
    No. The amount borrowed will be direct deposited into your bank account. If you do not have a bank account, you will not be able to submit your application.